U.S. Small Business Administration (SBA) approved an Economic Injury Disaster Loan declaration for Arizona that will help small businesses here in the state impacted by COVID-19. Individual businesses can be eligible for up to $2 million through the program.

The loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of COVID-19’s impact. The interest rate is 3.75 percent for small businesses without credit available elsewhere. The interest rate for non-profits is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay. Small businesses throughout the entire state that fit these criteria are eligible.

The deadline to apply for an Economic Injury Disaster Loan is Dec. 21, 2020.

  • Arizona businesses impacted by COVID-19 may apply for the loan here. The SBA recommends applying immediately.
  • Forms required fact sheet/ check list can be found HERE
  • Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email [email protected] for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.
  • List of qualified SBA lenders in Arizona; Click HERE
  • Check your loan status HERE
  • Contact SCORE to find a mentor to help you through this process HERE

Additional SBA resources include:

SBA Export Working Capital Program – small businesses can apply for a loan to support their export operations
SBA Lender Match – this SBA tool can be used by small businesses to match with SBA approved lenders through this portal.

The Community Investment Corporation has launched an emergency microloan fund to support businesses affected by coronavirus. Businesses must be based in southern Arizona. More details here.


Growth Partners Arizona is offering two loan programs for Arizona small businesses affected by COVID-19 — Kiva Tucson and the Small Business Success Loans — both of which offer flexible rates and terms for qualified borrowers. Loan amounts can range from $1,000 to $75,000. Details can be found here. For further assistance, contacts 520-382-9218 or [email protected]


This page will be updated as new information is available


Nearly all financial institutions serving US consumers and small businesses have enacted policies to respond to the coronavirus outbreak. In addition to the following, Forbes maintains a comprehensive list of the policies and has committed to updating the page as developments arise.

Contact your bank or credit card company for their policy


The Arizona Small Business Development Center (SBDC) Network is an incredible resource for small businesses throughout the entire state, providing consulting and technical assistance at no cost. The Arizona Commerce Authority is very proud to provide financial resources to SBDCs in the rural communities throughout our state, however resources are available statewide to assist you. There are ten SBDC Service Centers located in Casa Grande, Flagstaff, Kingman, Phoenix, Prescott, Show Low, Sierra Vista, Thatcher, Tucson and Yuma, with additional satellite and meeting locations. Visit the AZSBDC website to find a center that can assist you.

SCORE, the nation’s largest network of volunteer, expert business mentors, is dedicated to helping small businesses get off the ground, grow and achieve their goals. Offices in Greater Phoenix can assist businesses with mentoring, webinars and a library of online resources.


The Arizona COVID-19 Community Response Fund will support Arizona nonprofit organizations as they respond to the spread of COVID-19. In coordination with public authorities and healthcare experts leading the response to this health crisis, along with community organizations and other funding partners, ACF is working to shape philanthropy’s response to local needs. More information can be found here.


In partnership with the Arizona Alliance of Boys & Girls Clubs, Governor Ducey announced emergency operational funding to support youth impacted by COVID-19 school closures. The state funding will enable Boys & Girls Clubs in Arizona to extend program hours from 7:00 AM – 6:00 PM and provide kids with breakfast and lunch at no additional cost to its members. This will help accommodate children of health care workers, while encouraging and leveraging private donations from individuals, corporations and foundations.

The DES Child Care Administration provides assistance to eligible families in need so they can continue education or employment while ensuring a safe environment. Learn more at or

Limited Google My Business functionality due to COVID-19 – Read more HERE

All Governor Ducey’s Executive Orders  can be found HERE